Apollo Munich Health Insurance Company Limited

Apollo Munich Well being Insurance coverage, a standalone medical insurance firm, is a three way partnership of Apollo Hospitals Group and Munich Well being, the world chief in insurance coverage. Since its inception within the 12 months 2007, the corporate has earned the repute of offering modern but easy medical insurance insurance policies.

A trusted and most well-liked model in medical insurance in India, Apollo Munich works on the precept – ‘Let’s uncomplicate’ and affords a wide selection of medical insurance plans to decide on in keeping with an individual’s necessities.

Broad Overview and Advantages of Selecting Apollo Munich

  • A large possibility of sum assured – One might select a sum assured starting from Rs. 1 lakh to Rs. 15 lakhs.
  • Cowl for pre and put up hospitalization bills, in addition to admission prices.
  • Fast and environment friendly methodology of processing claims.
  • Portability from any insurance coverage coverage to Apollo Munich with out lack of advantages.
  • Lifelong renewal.
  • Earnings Tax advantages below part 80-D.
  • No-claim bonus.
  • Entry to well being and wellness portal.

Frequent Exclusions

The coverage doc should be learn rigorously to know the precise exclusions. Nonetheless, some exclusions are widespread to all. They’re:

  • Warfare or any act of battle.
  • Abuse of intoxicants or hallucinogenic merchandise.
  • Therapy of psychiatric diseases.
  • Bills arising from therapy of HIV, AIDS or associated illnesses.
  • Infertility therapy bills.
  • Therapy of weight problems / weight administration applications.

  • Beauty or cosmetic surgery, besides in circumstances of burns or accidents.
  • All diseases require a ready interval as specified within the coverage to be lined below the coverage.
  • Pre-existing diseases may additionally be lined however after an preliminary ready interval.

Apart from medical insurance, the corporate additionally affords Apollo Munich Journey Insurance coverage plan and Private Accident Plan, thereby catering to all kinds of medical emergencies and well being uncertainties. 

Apollo Munich has rightfully been honored with awards like ‘Well being Insurance coverage Firm of the 12 months’, ‘Product Innovation Award’ and lots of comparable titles. Its insurance coverage have been ranked as the perfect in trade by publications like ‘The Financial Instances’ and ‘The Hindustan Instances’.

Particular person Well being Insurance coverage Plans

The person medical insurance plans from Apollo Munich are probably the most awarded ones and are fashionable due to options like cashless hospitalization, restore profit with no-claim bonus and no extra loadings at renewal attributable to claims.

Household Well being Insurance coverage Plans

The household floater, medical insurance plans, present the choice of overlaying your complete household below one coverage, with the selection to decide on a sum assured over a variety of Rs. three lakhs to Rs. 15 lakhs. The advantages of no-claim bonus and no extra loading at renewal can be found in these plans too.


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